Safe to SpendEvery Day
Know your number before your next purchase.
Know what you can safely spend today.
We do the math so you don’t have to.
DollarSafe protects your bills, goals, savings, and debt payments, then shows you a clear, safe-to-spend number — with simple ways to change habits, pay down debt, and reach your goals.
- See your safe-to-spend number
- Keep bills, goals, and debt on track
- Find ways to build better habits
- Make real progress toward the life you want.
DollarSafeYOUR MONEY, CLEARLY
Safe to Spend Today$68.00
After protecting what matters.
Available cash$3,722Protected first$3,054For this cycle$668
Your categories do the work.
You get one number.
Groceries & household$300 / $460
Dining out$180 / $150 · Review
Transport$140 / $200
A small change with a purpose
Illustrative figures. Your number uses your actual plan.Spending $16 less each week could leave about $64 over four weeks for a goal or debt.
Security in mindProtecting your financial picture
Your money, your controlWe don’t hold or move your money
Built for real lifeFamilies, bills, goals, and debt
A little more peace of mindSimple, clear, and personal
More than a budget.
A plan for a better you.
See where to spend less, build better habits, pay down debt, and reach your goals — all in one simple app.
Safe to SpendEvery Day
Made Simple
See how small changes can help you become debt free faster.
Goals Faster
Save for vacations, a new car, a home, or what matters to you.
HOW IT WORKS
Connect. Protect. Know your number.
DollarSafe does the organizing so you don't have to build a complicated budget.
Connect your accounts
Securely link your bank accounts. DollarSafe brings in balances and transactions automatically.
Protect what matters
Bills, goals, debt payments and account minimums are set aside first.
See what is safe today
What remains becomes the number you can use for everyday spending.
DollarSafe is a personal budgeting tool. We do not hold or move your money. Learn more about security →
THE ONE NUMBER
Your categories do the work. You get one number.
DollarSafe™ keeps the calculation focused: protect what matters first, then show the amount available for today.
Available cash$3,722.50Balances you told DollarSafe to include
Protected first$2,320.00Bills, savings goals, debt payments, account minimums
Days left in your cycle11Monthly, paycheck-to-paycheck, or a custom reset date
Safe to spend today$127.50 Your daily spending guide
Figures are examples. Your number recalculates as deposits land, bills are protected and purchases post.
WHY WE ARE DIFFERENT
Three things that make DollarSafe different.
Protection before permission
Bills, goals, debts and account minimums are set aside before anything is called spendable. The result is a clearer line between protected money and everyday spending.
Every change has a receipt
When the number moves, open the log and see each line to the cent — +$1,480.00 paycheck, −$220.00 bill protected. Never a mystery figure.
Categories with a clear purpose
Categories protect planned spending and reveal habits. DollarSafe does the arithmetic so you do not have to mentally combine dozens of category balances before a purchase.
PRICING
Straightforward pricing.
Eligible new Connect monthly customers receive a one-time 14-day free trial. A card is required up front; billing begins after the trial unless canceled first. Connect Plus and annual plans bill immediately.
Connect
$6.99/month
Up to 2 institutions synced automatically. The full DollarSafe™ experience.
14 days free, then $6.99/month on day 15.
Choose ConnectConnect Plus
$9.99/month
Unlimited institutions, two-user households, “Can I buy?” and “What if?” planning.
$9.99/month, billed when you subscribe.
Choose Connect PlusConnect Plus Annual
$99.99/year
Everything in Connect Plus, billed once a year.
No trial — $99.99 charged when you subscribe.
Choose annualCheckout is handled by Stripe. See the full plan comparison →
COMMON QUESTIONS
Answers before you sign up.
Why did my Safe to Spend number change?
Open the “Why did this change?” log and every line is itemized to the cent — a paycheck landing, a bill being protected, purchases posting, unused money from your last plan.
Why isn’t my savings balance spendable?
Savings are never automatically counted as available. $800 in checking plus $5,000 in savings is $800 of cash and $5,000 you decided to keep for something else. Unprotect a goal and that money re-enters the pool — the app will not make that call for you.
Why doesn’t my upcoming paycheck raise the number?
A paycheck that has not landed yet is never counted as spendable. The number reflects money you actually have, so a deposit raises it the day it arrives.
I overspent. Is my budget ruined?
No. Overspend $20 and the engine absorbs it across the rest of your cycle in a fixed order. Nothing resets, nothing breaks, and a shortfall always reads $0.00 rather than a negative number.
Who is eligible for the free trial?
Eligible new Connect monthly customers receive 14 days free. A card is required up front, and Connect begins billing at $6.99/month after the trial unless canceled first. The trial is one-time per household. Connect Plus and annual plans bill immediately. Connect Plus Annual has no trial and is charged when you subscribe.
Know what is safe to spend today.
Set up your bills, goals and accounts once. DollarSafe™ keeps the number current from then on.
Start 14-day free trial → Card required. Free for 14 days, then $6.99 or $9.99/month on day 15. Cancel anytime before then and you are not charged.